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Kotak Banking and PSU Debt - Growth
Invest Now
Fund Manager: FM 1 Mr. Deepak Agrawal, FM2 Mr. Abhishek Bisen |
Debt: Banking and PSU |
CRISIL Banking and PSU Debt A-II Index
NAV as on 22-09-2025
AUM as on 29-08-2025
Rtn ( Since Inception )
7.32%
Inception Date
Dec 29, 1998
Expense Ratio
0.75%
Fund Status
Open Ended Scheme
Min. Investment
100
Min. Topup
100
Min. SIP Amount
100
Risk Status
moderate
Investment Objective : To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.
NAV Movement
Returns (%)
| 3 Mon | 6 Mon | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs | |
|---|---|---|---|---|---|---|
| Fund | 0.82 | 3.98 | 7.55 | 7.44 | 6.13 | 7.41 |
| NIFTY COMPOSITE G-SEC INDEX | 0.44 | 3.24 | 7.28 | 8.56 | 6.21 | 0.0 |
| Debt: Banking and PSU | 1.01 | 4.05 | 7.61 | 7.29 | 5.92 | 7.14 |
| Rank within Category | 23 | 17 | 17 | 4 | 3 | 5 |
| Number of Funds within Category | 23 | 23 | 23 | 22 | 18 | 17 |
Peer Comparison
| Return (%) | ||||||
|---|---|---|---|---|---|---|
| Scheme Name | AUM (crore) |
Expense Ratio |
1 Yr | 3 Yrs | 5 Yrs | 10 Yrs |
| Kotak Banking and PSU Debt - Growth | 5,799.89 | 0.75 | 7.55 | 7.44 | 6.13 | 7.41 |
| UTI Banking & PSU Fund- Regular Plan - Growth Option | 812.49 | 0.54 | 8.01 | 7.42 | 7.08 | 6.81 |
| HSBC Banking and PSU Debt Fund - Regular Growth | 4,570.99 | 0.57 | 7.94 | 7.17 | 5.37 | 6.79 |
| Sundaram Banking & PSU Fund (Formerly Known as Sundaram Banking and PSU Debt Fund) Regular Plan - Growth | 470.37 | 0 | 7.86 | 7.52 | 5.6 | 6.66 |
| ICICI Prudential Banking and PSU Debt Fund - Growth | 10,163.58 | 0.73 | 7.85 | 7.52 | 6.4 | 7.48 |
| Axis Banking & PSU Debt Fund - Regular Plan - Growth option | 13,121.24 | 0.63 | 7.82 | 7.22 | 5.84 | 7.23 |
| Franklin India Banking & PSU Debt Fund - Growth | 500.27 | 0.52 | 7.81 | 7.36 | 5.95 | 7.21 |
| LIC MF Banking & PSU Fund-Regular Plan-Growth | 1,900.07 | 0.78 | 7.76 | 7.29 | 5.57 | 6.72 |
| SBI Banking & PSU Fund - Regular Paln - Growth | 4,063.53 | 0.79 | 7.73 | 7.28 | 5.68 | 7.0 |
| Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option | 26.86 | 0.8 | 7.67 | 7.14 | 0.0 | 0.0 |
Yearly Performance (%)
Historical Returns (%)
| 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Fund | 8.56 | 9.96 | 6.17 | 6.71 | 10.84 | 10.51 | 3.91 | 3.6 | 6.77 | 5.67 |
| 0 | 0 | 0 | 0 | 0 | ||||||
| Debt: Banking and PSU | - |
Returns Calculator
Growth of 10000 In SIP (Fund vs Benchmark)
Growth of 10000 In LUMPSUM (Fund vs Benchmark)
Rolling Returns
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Riskometer
Asset Allocation
Top 10 Holdings
| Company | Instrument | Credit Rating | Holdings (%) |
|---|
Related Funds in this Category
Profile
| Credit Quality | Portfolio (%) |
|---|
Debt Holdings
| Sector | Allocation (%) |
|---|
Debt Profile
| Scheme | Category | % of Change month-on-month |
|
|---|---|---|---|
| Modified Duration | 0 | ||
| Average Maturity | 0 | ||
| Yield To Maturity | 0 |
Best & Worst Period
| Best (Period) | Worst (Period) | |
|---|---|---|
| Month |
0 %
( ) |
0 %
( ) |
| Quarter |
0 %
( ) |
0 %
( ) |
| Year |
0 %
( ) |
0 %
( ) |
Portfolio Behavior
| Volatility | 1.07 |
| Sharp Ratio | -0.01 |
| Alpha | 3.66 |
| Beta | 1.83 |
| Standard Deviation | - |
| Portfolio Turnover |
Extreme Performance
| Time Frame | Period | Fund (%) |
Benchmark (%) |
|---|---|---|---|
| Best Month | 30-05-2014 | 11.64 | 8.11 |
| Worst Month | 31-01-2011 | -10.46 | -10.23 |
| Best Quarter | 30-06-2014 | 20.12 | 14.03 |
| Worst Quarter | 30-09-2011 | -9.40 | -12.11 |
| Best Year | 31-12-2014 | 57.64 | 32.91 |
| Worst Year | 30-12-2011 | -22.29 | -23.81 |